AI Use Case

Analyse credit worthiness of under-banked individuals to provide banking services

Analyse credit worthiness of under-banked individuals to provide banking services. Typically this involves understanding and monitoring behavioural patterns.

Function

Marketing

Product Marketing

Benefits

Revenue - New customer discovery,Other - Customer Inclusion,Revenue - Better targeting

Case Studies

"Tala~Tala extends loans to 150,000 Kenyans based on their mobile phone data with a 90% repayment rate on $50 micro-finance loans using machine learning",Baidu~Baidu does underwriting for consumers with limited credit history using machine learning

Industry

Financial Services

Banking

Data Sets

Structured / Semi-structured

AI Technologies

ML Task - Prediction - Regression,Machine Learning (ML)

Potential Vendors

ZestFinance