AI Use Case
Analyse credit worthiness of under-banked individuals to provide banking services
Analyse credit worthiness of under-banked individuals to provide banking services. Typically this involves understanding and monitoring behavioural patterns.
Revenue - New customer discovery,Other - Customer Inclusion,Revenue - Better targeting
"Tala~Tala extends loans to 150,000 Kenyans based on their mobile phone data with a 90% repayment rate on $50 micro-finance loans using machine learning",Baidu~Baidu does underwriting for consumers with limited credit history using machine learning
Structured / Semi-structured
ML Task - Prediction - Regression,Machine Learning (ML)